About KHCB

Khaleeji Commercial Bank is known to be one of the leading Islamic banks in the Kingdom of Bahrain. Established in 2004, the bank has gained a well-acclaimed reputation in the field of Islamic banking. With the loyal trust of our shareholders, investors and the increasing number of clients, Khaleeji Commercial Bank has achieved key milestones over the years, thus personifying our identity in providing a better tomorrow. Completely Shari’a compliant, Khaleeji Commercial Bank strives to create an ideal banking experience, by offering a wide range of comprehensive financial and banking products and services that cater to the requirements of both the corporate and individual sectors.

Listed at the Bahrain Bourse, the bank’s Board of Directors consists of highly capable leaders who are Bahrain’s recognized veterans and prominent personalities in the field of banking. Also, the managerial team consists of a group of banking experts and professionals. Finally, there exists a Shari’a supervisory board comprised of specialized jurists prominent both within the region as well as around the world. The supervisory board on a regular basis oversees the bank’s compliance, workflow, and the bank’s activity guidance, according to the principles and provisions of the Islamic Shari’a.

Our Vision

To become the stronghold of the domestic economy and regional Islamic Banking by providing unique, innovative and trustworthy Shari’a compliant products, services and investment opportunities for our clients.

Our Mission

Emerge as a catalyst in the economic development of Bahrain, the GCC and the MENA region, maximize client and shareholder value in accordance with the principles of Shari’a, contribute towards stable growth of Islamic Banking and provide a challenging, composed and optimistic environment for our employees to be innovative and attain their professional milestones.

Fastest Growing Bank

Khaleeji Commercial Bank is considered to be one of the fastest growing banks in the Kingdom of Bahrain. Over the course of many years of operation, the bank has continued to operate and grow consistently towards expanding the domain of our operations, investments and client base by following precise and strategic growth plans.

In May 2016, Khaleeji Commercial Bank was awarded the ‘Fastest Growing Bank in the Kingdom Of Bahrain’ award offered by CPI Financial, Banker Middle East, known for their specialization in financial news and analysis in the region. The award was granted to the bank owing to its outstanding financial results and continuous growth, especially in terms of the net income, assets and liabilities, revenues, return on equity and return on assets, after having been compared to other banks in the Kingdom of Bahrain.

Growing Annual Profits

Based on the financial policy that relies on professional banking expertise and efficiencies, Khaleeji Commercial Bank has taken a number of keen initiatives and commendable steps towards achieving remarkable annual profits. The positive result has indeed helped gain the client’s trust, in addition to giving the bank’s management encouragement and focus to further develop and innovate services and successful strategies in order to create an increasing number of projects with great financial outcomes and little risk.

NationWide Network of Branches across Bahrain 

Khaleeji Commercial Bank continues to extend geographically across the Kingdom of Bahrain with an 11th branch recently opened in Juffair. In addition to the headquarters located in the Bahrain Financial Harbor, Central Manama, the bank has branches spread across many areas in Bahrain, some of which are located in

• Hidd
• Muharraq
• Manama
• Zinj
• Juffair
• Budayia Road
• Isa Town
• Sanad
• Riffa
• Souq Waqef.

Keen on expansion and a substantial geographical distribution, Khaleeji Commercial Bank hopes to cover all residential areas in order to improve helping clients, easy access and at the same time simplify banking and financial transactions in the fastest manner both effectively and efficiently.

Competitive Services for Individuals

Khaleeji Commercial Bank offers a wide range of exceptional services catering to individuals and corporate clients. Some of the value added services provided are personal finance, housing finance, auto finance, Visa credit cards and Easy36 credit cards. This is in addition to account services for the purpose of deposits, mainly current accounts, saving accounts, Mudharaba accounts, Mudharaba call accounts and Al Waffer accounts.

Khaleeji Commercial Bank is known to provide customers and loyal clients with various types of VISA cards like the Platinum, Gold, Classic and Infinite, which consist of great features. The cards offered by the bank provide card holders with various benefits that include competitive service fees.

In addition to the VISA credit cards, Khaleeji Commercial Bank recently introduced the Easy36 card which operates within the VISA network, allowing it to be used within or outside the Kingdom of Bahrain for online purposes, provided that all purchases are to be settled through monthly installments over the course of 36 months.

The year-long scheme of Al Waffer account is considered to be an investment account, which is Shari’a compliant, where funds are invested on a Mudharaba basis – an account may be opened with a minimum amount of BD 50 which will qualify depositors for draws on grand prizes.

Business Finance & Effective Investment

Khaleeji Commercial Bank offers exceptional financial and investment services for corporations that comprises of project financing, real estate financing, capital financing, commercial financing and Letters of Credit.

As for investments, the bank manages investment assets for clients around the world in various fields, real estate and technology being the most prominent. The bank follows a conservative methodology in the management of the investment product inventory and restricted investment accounts, allowing for better outcomes for the investors.

Khaleeji Commercial Bank aims to accomplish the highest returns for all investors and shareholders of the bank, following a well-defined strategy where execution is overseen by a highly capable and integrated professional team, guaranteeing real and growing profitable investments safe from risks.

Advanced Electronic Services  

Khaleeji Commercial Bank offers a wide range of advanced electronic services aiming to simplify communications with clients and ease all transactions. All electronic services are equipped with a system that follows the latest security standards in order to make the client’s experience easier, safer and more convenient.

Corporate Profile