KHCB does not offer financial services or products and khcbonline.com, the operation of the khcbonline.com portal, or gateway, does not constitute an offer of any products or services provided by KHCB.
Not all the products and services that you may be able to view via the Site are available in all geographical locations. If you choose to enter a website outside your country of residence, you are advised that it may be illegal in that jurisdiction for you to access or use the facilities available on that site and the legal requirements of that jurisdiction may prohibit you from dealing or otherwise transacting in that jurisdiction. Any products or services provided to you by KHCB shall only be available in the jurisdiction/s within which KHCB is authorized to operate.
The contents of this website do not purport to provide any financial, investment or professional advice and nothing on the pages of this website shall be deemed to constitute financial, investment or other professional advice in any way. In particular, you may wish to obtain advice from a qualified expert before making any investment decision.
If you are not satisfied with any KHCB product or service KHCB has a complaint handling procedure that you can use to resolve such matters.
All products and services provided by members of KHCB are subject to the terms and conditions and disclaimers of the applicable agreement governing their supply and use ("Product terms and conditions"). Where Product terms and conditions conflict with these Terms and Conditions or any Local Site's terms and conditions the Product terms and conditions shall prevail.
You may link to other KHCB websites or pages issued by other entities within the KHCB ("Local Sites") through this Site. Your use of any Local Site shall be governed by both these Terms and Conditions and the terms and conditions of the Local Site. However, where these Terms and Conditions conflict with those of the Local Site, the terms and conditions of the Local Site shall prevail. Please read carefully any Local Site and/or Product terms and conditions before using the Local Site or product.
Links to third party sites or content
KHCB is not responsible for the accuracy, timeliness or the continued availability or the existence of content, hyper links, or third party websites or pages linked to the Site or any Local Site. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.
The Site may offer access to news services, market analysis, financial planning tools or other information provided by third parties on the Site. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on the Site. KHCB does not control, nor can KHCB guarantee or be responsible for the accuracy, timeliness or even the continued availability or existence of such content.
In certain circumstances you may be requested to register with KHCB. When you register, you must provide accurate and complete information and up-date such information when necessary so it remains accurate and complete. When you register and are accepted as a registered user of the Site, you choose a unique user name and password. Please use maximum caution to keep your user name and password confidential and log-off from the Site when your session is complete to prevent unauthorized access to your information. If your user name or password is subject to unauthorized access, you should immediately inform the Bank.
Data protection and privacy policies
KHCB is committed to protecting your privacy. All information gathered from you in connection with your use of the Site or any Local Site will be maintained in accordance with the applicable privacy policies disclosed for the Site or any of the Local Sites.
In order to maintain the security of its systems, protect its staff and detect fraud and other crimes, KHCB reserves the right to monitor all internet communications, including web and email traffic, into and out of its domain. Monitoring includes (without limitation) checks for viruses and other malignant code, criminal activity, and use or content that is unauthorized or unlawful or material that may cause offence in any way.
Do not use ordinary e-mail to communicate personal or confidential information to us. Use the secure server available at your Local Site. Ordinary e-mail messages sent over the Internet may be intercepted, lost or altered. KHCB are not responsible for them and will not be liable to you or anyone else for any damages in connection with any messages sent by you to KHCB using ordinary e-mail.
Trade marks and copyright
Copyright in the pages, screens, information, and all material in their arrangement, included in the Site or any Local Site is owned by or licensed to us or the KHCB unless otherwise noted. You may imprint, copy download or temporarily store extracts from the Site or any Local Site for your personal information or when you use any products and services of any Local Site. You may not alter or otherwise make any changes to any material that you print or download from the Site or any Local Site, including, without limitation, removing any identifying marks or legends from such material. You may not distribute these materials to others. Any other use is prohibited unless you first request and obtain our written permission. In particular no one may use a part of the Site or any Local Site on any other website, or link any other website to the Site or any Local Site, without our prior written permission or the consent of the relevant KHCB member. Images of pictures are trademarks of their respective manufacturers, companies and their representative.
Content from a third party provider available on or through the Site or any Local Site may not be duplicated, distributed, published, transferred, transmitted, copied, altered, sold, used to create derivative works or otherwise misused. You must comply with all terms disclosed to you as required from time to time by any third party supplier of data or services to the Site or any Local Site, including but not limited to, where necessary, entering into a direct agreement with such third party in respect of your use of their data.
You may not use the Site or any Local Site for any purpose which is unlawful, abusive, libelous, obscene or threatening.
KHCB / khcbonline.com is the intellectual property of Khaleeji commercial Bank BSC and all rights in and to KHCB / khcbonline.com vest in Khaleeji commercial Bank. Other than as provided above you may not use or reproduce the KHCB trademark, logo or brand name.
The information, material and content provided in the pages of the Site may be changed at any time without notice. Changes may be made to these Terms and Conditions of Use by us at any time without notice to you by updating the posting of the Terms and Conditions of Use.
Not intended for children
The Site is not intended for use by minors.
Your use of the Site is governed by the laws of the Kingdom of Bahrain.
You or any third party accessing the Website irrevocably agrees to the exclusive jurisdiction of the courts at Kingdom of Bahrain in relation to any matter connected or related to use or access of the Website and waives any objection to any proceedings on grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum. The governing law in such legal proceedings referred to above shall be the laws of the Kingdom of Bahrain.