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​EMPLOYEES

  • Valid Passport copy & original Smart Card (Resident Visa pass for Non-Bahraini).
  • Original salary certificate (not more than 30 days old).
  • Latest original salary slip (in case of variable pay last 3 months).
  • Original 3 months personal bank statements in where salary is credited.
  • Liability letter from bank/financial institution in original in case of refinance.
  • Arrangement Fees 1% of the Finance Amount or minimum BHD250.
  • Copy of Title Deed (page 1, 2,3,10 and 12).
  • STL as per KHCB’s format.
  • BENEFIT Report.

SELF EMPLOYED

  • Valid Passport copy & original Smart Card (Resident Visa pass for Non-Bahraini).
  • Copy of valid Commercial Registration.
  • Valuation fees.
  • Copy of Memorandum & Articles of Association.
  • Audited Financial Statements for last 3 years (or)
  • 12 months Bank statement required for business accounts. 
  • 6 month Bank statement required for personal accounts.
  • Copy of Title Deed (Pages 1, 2, 3, 10, 12).
  • Arrangement Fees 1% of the Finance Amount or minimum BHD250.
  • In case of other income (rental income) copy of valid lease agreements (Copy of title deed for the leased property) with tenant IDs.
  • Corporate BENEFIT Report.
  • Undertaking to transfer business income.
  • Undertaking to transfer rental income.